If you are looking for a pre-modified file or a template, community hubs often share them:
By modifying the values within this XML code, you can essentially "inject" resources into your save file. How to Find or Download the users.xml File
Equipping high-level gear like weapons or armor sets by adding specific item codes. Ad Removal: Setting the PaymentCount attribute to "1" can disable unprompted ads. How the "XML Hack" Works
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